WORKING CAPITAL FOR
YOUR COMPANY
Don’t let cash flow constraints stop your business’s growth. With over three decades in business, we provide flexible receivables factoring to your business – reach out today!
5 Days To Close
1 Hour Pre-Approval
5/5 Star Customer Service
HOW FACTORING WORKS
We are experts in commercial construction and temporary staffing invoice factoring solutions. Spark Factoring is your trusted partner for accessing working capital precisely when you need it most. Our team of seasoned professionals is dedicated to empowering businesses like yours with the financial resources necessary to navigate challenges and seize opportunities effectively.
1 SEND
Send your invoice(s) to your customer after completing the work.
Step 1
SUBMIT APPLICATION
Complete forms and join our client portal.
2 SUBMIT
Send us the invoices that you’d like us to factor.
Step 2
SEND INVOICES
Send us your invoices that you'd like us to factor.
We provide you with a cash advance up to 95% of the invoice value.
Step 2
SEND INVOICES
Send us your invoices that you'd like us to factor.
Your customer pays us the amount of the invoice.
Step 2
SEND INVOICES
Send us your invoices that you'd like us to factor.
We send the remainder of the invoice value to you, minus our factoring fee.
Step 2
SEND INVOICES
Send us your invoices that you'd like us to factor.
YOUR GO-TO FACTORING PARTNER.
Access to decision makers
Hearing what our clients need and consistently delivering it builds trust and a satisfied partnership.
Flexible Solutions
We strive to provide our clients the best funding option available for their unique circumstances.
Transparent Fees
Simple applications, no set-up fees, and no long-term contracts make getting started with us easy.
Proven Track Record
We have skilled employees at key locations across the U.S. approving credit, processing invoices, and wiring.
Accessible Funding
We pay the highest cash advances in the industry and strive to fund our clients without holding reserves.
Spark Factoring is your trusted partner for accessing working capital precisely when you need it most. Our team of seasoned professionals is dedicated to empowering businesses like yours with the financial resources necessary to navigate challenges and seize opportunities effectively.
OUR SERVICES
Commercial Construction
Unlock immediate cash flow for your construction business and say goodbye to long waiting periods for invoice payments. With Spark Factoring’s receivables factoring solutions, contractors and subcontractors gain rapid access to funds, empowering you to focus on your core expertise – driving the growth of your commercial construction enterprise.
TEMPORARY staffing
Navigating the challenge of meeting weekly payroll becomes formidable when clients extend payment terms to 30, 60, or even 90 days, hindering your operational agility. Expanding your team to accommodate company growth exacerbates the strain on working capital as receivables accumulate. We can provide the vital capital backup necessary to convert receivables into dependable cash flow, empowering your staffing business to thrive.
OTHER INDUSTRIES
We also offer tailored receivables factoring solutions to select clients in other industries, including trucking, manufacturing, and oil and gas. Our flexible financing options provide you with quick access to funds, allowing you to maintain smooth operations and seize growth opportunities. With our assistance, you can concentrate on what you do best while we handle your cash flow needs effectively.
Industry Affiliations
GET IN TOUCH
For over three decades, our team has been a trusted partner for thousands of commercial construction & temporary staffing businesses, offering tailored solutions to boost working capital and overcome financial challenges.